Who we are:

Old South Mortgage began operations in 1995 in Mt. Pleasant, SC. Today we are located on Carriage Lane in Charleston, SC and we make loans to homeowners throughout the state of South Carolina. We offer virtually any type of home loan and we will always strive to offer competitive rates and to keep costs at a minimum.

What we do:

Getting the best rate is one of the priorities of every borrower. That is why we are proud to offer some of the most competitive rates available in the market today. Whether your credit is flawless or not so great, we promise you a competitive rate.

Internet technology in the mortgage business has advanced to the point where we get loan answers back in only minutes in most cases. Depending on your situation, you may only be required to provide minimal documentation (such as one pay stub) to process your loan. These types of changes have translated into a faster and easier loan process from start to finish.

The types of loans that we offer are quite varied. We offer conforming loans, Jumbo loans, VA loans, stated income, interest only, 100% financing, 2^nd mortgages and equity loans, just to mention a few.

Why we’re different:

Local – Local – Local

We are located right here in Charleston, SC and we know the area and its characteristics. We can give you the one on one personal service that you deserve. At the same time, technology has allowed us to offer faster closings than ever before and the most competitive and creative home loan programs that the market has ever seen. Come in and sit down with us face to face or fill out an online application. Personal service, convenience, and no red tape is what you will get when you turn to Old South Mortgage.